Move local money
onto Stellar.
LuminaRail connects local fiat payment rails with programmable USDC settlement on Stellar, giving businesses a simple, reliable way to move value across borders.
One rail for fiat and on-chain settlement.
LuminaRail provides the building blocks to collect local fiat payments, orchestrate rate locks, and settle directly via Stellar USDC smart contracts.
Quotes
Get live NGN → USDC quotes with deterministic exchange rates and transparent execution windows.
Orders
Create and manage settlement orders linked directly to recipient Stellar wallet public keys.
Soroban Settlement
Programmable settlement logic powered by Soroban WASM smart contracts on Stellar.
Payment Tracking
Track payments from local deposit webhooks through to on-chain ledger finality.
Wallets
Connect Stellar wallets securely using Freighter for non-custodial authorization.
Confirmation
On-chain confirmation receipts and verifiable proof stored on the Stellar ledger.
How settlement works
A minimal 3-step pipeline built for rapid execution and financial auditability.
Quote
Get a live NGN → USDC quote. Rates are calculated dynamically with explicit execution windows.
Order
Confirm the settlement and provide the required payment information along with recipient wallet details.
Settle
LuminaRail submits and confirms the Soroban smart-contract transaction on Stellar in seconds.
Built on Stellar.
Settled with Soroban.
LuminaRail uses Stellar for fast, reliable settlement and Soroban for programmable settlement logic, escrow conditions, and audit verification.
Sub-Second Finality
Transactions finalize on the Stellar ledger in 3–5 seconds with negligible network fees.
Soroban Smart Contracts
WebAssembly-based contract state execution enforcing conditional payouts.
Move value with LuminaRail.
Start with a quote and settle USDC through Stellar.